Chronicle recommends Yes on C/No on D!

How the measures compare

Pension formula for police and firefighters{+1}

Current: 3% of final salary (average final two years) X years of service at age 55.{+1} (Pension for 30-year veteran who earned $100,000: $90,000 at age 55).

Prop. C: 3% of final salary (average final three years) X years of service at age 58. (Pension for 30-year veteran who earned $100,000: $90,000 at age 58).

Prop. D: 2.7% of final salary (average final five years) X years of service at age 57. (Pension for 30-year veteran who earned $100,000: $75,000{+2} at age 57).

Employee pension contribution, $100,000 salary{+3}

Current: 7.5% of salary

Prop. C: Between 2.5% and 12.5% of salary, depending on level of city contribution. As city's cost rises, so does employee's.

Prop. D: Between 7.5% and 15% of salary, depending on level of city contribution.

Employee contribution to retirement health care

Current: None for employees hired before 2009; newer hires contribute 2% of salary.

Prop. C: Pre-2009 employees must contribute 0.25% of salary starting in fiscal 2016, increasing by 0.25% of salary annually to a maximum 1%.

Prop. D: Does not change current system.

{+1}For other city employees, the formula is 2.3% of final salary X years of service at age 62. Both propositions would raise the retirement age for maximum pension to 65. Changes apply to new hires only; would not affect vested rights. {+2}Prop. D reduces the maximum possible pension for public safety workers (now 90%) to 75% for new hires (same as for other city employees). Prop. D also imposes overall pension cap of $140,000; Prop. C has no such ceiling. {+3}Example is for non-public safety employees.

This article appeared on page E - 10 of the San Francisco Chronicle